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RJP MARINE

1-7 Dunstall Street Scunthorpe North Lincolnshire DN15 6LD

RJP Marine is a trading name of Johnstone Insurance Brokers Ltd

Yamaha Marine Cover Insurance

Summary of Cover

This information sheet contains important information about your marine insurance policy and contact details for claims, complaints and compensation. We recommend that you read this document along with your insurance wording.

Statement of Demands and Needs

This product meets the demands and needs of a UK resident pleasurecraft boat owner with Yamaha outboard engine(s).

Insurance Undertaking

This insurance is underwritten by Amlin Syndicate 2001 at Lloyd’s.

Type of Cover: Yamaha Marine Cover Insurance

This policy summary does not contain the full terms and conditions of your pleasure craft policy, which can be found in the insurance wording.

This is an annual, "All Risks" insurance wording for boats powered by Yamaha outboard engine(s) and used for private pleasure use .

The main characteristics and benefits are:

Enhanced Y-COP Policy Benefits

Reduced premiums for any vessel with Y-COP engines New for Old engine cover up to 3 years old. Section 5.4.1

No loss of Excess for theft of Y-COP engines Section 5.7.1

No loss of NCB for theft of Y-COP engines Section 5.7.2

No Double excess on Underwater Gear Section 5.5.1

Standard Policy Benefits

Agreed Value Policy Important Information - General

All Risks cover with named exclusions Section 1.1.1

Automatic inclusion of £1,000 Personal Belongings cover Section 1.5

No Claims Bonus up to 25%

No loss of No Claims Bonus for loss or damage claims when berthed or ashore in a marina Section 5.6.3

Road Transit covered anywhere within the cruising range Section 2.2

£3 million Third Party Liability

Medical Expenses and Personal Accident cover included Section 4

The significant and unusual exclusions and limitations

Loss or Damage caused by wear and tear Section 3.5.2

Loss or Damage caused by design or construction fault Section 3.7.1

Loss or Damage caused by insects or marine life Section 3.5.5

Theft restrictions apply for theft of the vessel, outboard, gear and equipment and personal effects where appropriate anti theft device as described in the policy are not in place Section 3.9.3

Use for anything other than private pleasure purposes unless specifically agreed in writing Section 2.5

Racing Section 3.2.7

Reduction in value due to damage or repair Section 3.2

Loss or damage caused by unseaworthiness Section 3.4

Mechanical breakdown Section 3.5.5

The first amount of any claim as stated in the certificate Section 5

 

Right to Cancellation

You may cancel your insurance for any reason within 14 days of the latter of the date your cover started or the day you received your insurance package.

If you do cancel your policy from inception date during the 14 day period, you will be entitled to a return of premium. However, we will retain a £30.00 administration fee incurred by concluding the contract.

If you cancel within the 14 days but not at inception, then you will be entitled to a return of premium, less a proportion equal to the risk already incurred. We will also retain a minimum of £30.00 administration fees incurred in concluding the contract.

If you do not cancel your insurance within that 14 day period, you will be bound by the terms of the insurance and will only be able to cancel your insurance wording by exercising any rights you might have in your insurance wording.

To cancel your insurance you must write to RJP Marine at the address shown above, enclosing the original certificate of insurance when giving your written notice.

Premiums

All premiums received by RJP Marine are held by us as agent of the insurer.

Notification of Claims

Please note the Insurer has appointed Amlin underwriting Services Ltd trading as Haven

Knox-Johnston to administer claims on their behalf.

If you need to make a claim, you should immediately contact Haven Knox-Johnston by either:

Tel: 01732 223610 from the UK or + 44 1732 223610 from abroad

Fax: 01732 871482

E-mail: havenclaims@amlin.co.uk

Core office hours are 9 - 5 pm. Outside of these hours a claims message service / helpline is

provided. Alternatively, you can write to them at their address:

Haven Knox-Johnston

11 Tower View

Kings Hill

West Malling

Kent ME19 4UY

When reporting your claim, please provide the following information:

1. Where and when the incident occurred

2. The details of the incident

3. What loss or damage has occurred, including any damage to third parties

4. Where your vessel is located

5. Whether your vessel is watertight or in need of urgent attention

6. Estimate of replacement (where there is a loss) and/or an estimate of repair from the

repairer of your choice

Further information can be found within the ‘Guide to making a claim’ section of the Policy

Booklet.

Complaints

If you have a complaint, please contact

The Directors,

Johnstone Insurance Brokers Ltd,

1-7 Dunstall Street,

Scunthorpe,

North Lincolnshire

DN15 6LD

Tel: 0844 8464694 Fax: 01724 280945 E-Mail: enquiries@johnstoneinsurance.co.uk

If you are dissatisfied with our handling of your complaint you can at any time refer the matter

to the Complaints Department at Lloyd’s. Their address is:

Policyholder & Market Assistance

Lloyd’s Market Services

One Lime Street

London EC3M 7HA

Telephone 020 7327 5693

Fax 020 7327 5225

e-mail Complaints@lloyds.com

Or you may ask the UK Financial Ombudsman Service to review your case without affecting

your statutory rights.

Financial Services Compensation Scheme (FSCS)

Marine types of insurance are not covered by the FSCS.

 

 

Yamaha marine Cover Insurance is the name of an insurance product available exclusively through R J P Marine which is underwritten by Haven Knox Johnston and designed for the owners of boats powered by Yamaha Motor UK Ltd outboard engines.

R J P Marine Insurance Services is a Trading Name of Johnstone Insurance Brokers Ltd. (Company Registration number 05683941) Johnstone Insurance Brokers Ltd are Insurance Brokers dealing with all forms of General Insurance. R J P Marine specifically deals with Personal Watercraft, Jet-ski and Pleasure Craft Insurance.

Johnstone Insurance Brokers Ltd are authorised and regulated by the Financial Services Authority – Registration number 452604. You can check our registration on the FSA website at the following link
http://www.fsa.gov.uk/register/home.do. R J P Marine Insurance Services manage the R J P Marine Personal Watercraft Scheme which is issued under a binding authority agreement issued to RJP Marine Insurance Services by Markel International Insurance Co Ltd who are authorised and regulated by the Financial Services Authority.